NON-CONVENTIONAL LOANS

At Almera Group, we understand that financing through a bank or other conventional institutions is not the best option for all borrowers. We understand that many business people need immediate financing and business opportunities can't wait. That is why we work with professional lenders that not only give us competitive rates, but are flexible, and can fund loans quickly. At Almera Group we understand that time is money and therefore we pride ourselves in providing our borrowers with the best loan options in a very timely manner.

With Almera Group's creative and aggressive financing we can be of help with the most difficult projects. We lend money based on the equity in the property and focus on finding the appropriate financing solution specific to each deal. We do our own underwriting, allowing us to give you a quick answer about all of your loan options. Almera Group can help with financing on any type of investment real estate property. If available we can even use a second property as cross-collateral in order to help you close the deal.

CONVENTIONAL LOANS/HOME MORTGAGE AND REFINANCE

At Almera Group, you will experience personalized service aimed at helping you find the loan that best fits your lifestyle. Whether you are trying to purchase a home with no or low down payment, refinance to keep your monthly payments low, or just get pre-approved for more negotiating power while you shop for a home, we have a conventional loan that is perfect for your situation.

At Almera Group we work hands on with reputable well known banks. We strive to give you the best rate that will fit your lending needs.

Financing Options include:

· Fixed rates
· Adjustable rates
· Terms up to 40 years
· Flexible Payment Options

At Almera Group we are committed to excellent customer service and to provide you with personalized service taking into consideration all of the circumstances associated with your loan.

We will be happy to provide you with financing for your next project, so pick up the phone and give us a call, e-mail us or fill in our on-line submission form and we will quickly provide you with a quote for the best loan options. We are waiting to hear from you.